TERMS AND CONDITIONSBI-FAST PROXY ADDRESS FEATURE
Bank Indonesia Fast Payment ("BI-FAST") is a Bank Indonesia's payment system infrastructure retail which is utilized to facilitate fund transfer which settlement conducted instantly per transaction and can be accessed at all times.
Proxy Address is alias data used to replace the identity of the recipient User in BI-FAST transactions.
The Proxy Address that Users can register to EDIK consists of (i) mobile phone number, (ii) email address, or (iii) other data or identity determined by Bank Indonesia regulations. The User understands and agrees to provide access to EDIK to the User's information and related information required in connection with including but not limited to Proxy Address registration, Proxy Address transfer, transactions via Proxy Address, deletion of Proxy Address.
To be able to register a Proxy Address, Users are required to register using the method available in DANA Application using personal identity data in the form of a National Identity Number (NIK) recorded or stored in the EDIK system.
Regarding the Proxy Address registration by the User, it will be processed by EDIK within a maximum time of 2 (two) Working Days, and EDIK will send a notification regarding the status of the Proxy Address registration to the User.
Users agree and understand that the Proxy Address used can be used at any time by other Users as long as such use is carried out or registered in accordance with applicable regulations. In this regard, Users are fully responsible for all demands, claims and losses, both material and/or immaterial, addressed to EDIK from Users or other third parties who have benefits from the use of the Proxy Address.
Users understand and agree that in the Proxy Address registration process, User Proxy Address data that has been registered with other participants can be shown in accordance with the provisions of the BI-FAST Organizer and the provisions of applicable laws and regulations.
If the User's Proxy Address is blocked at the request of the User and/or EDIK policy, the User can still make fund transfer transactions using the EDIK user ID and/or EDIK account number.
Users are fully responsible for all losses and/or damage that occur, either directly or indirectly, caused by negligence and/or errors and/or misuse of Users and/or third parties in using the Proxy Address.
Users can delete or change or block or unblock their Proxy Address via the channel provided by EDIK.
Users are responsible for ensuring that all data and/or information provided by Users is correct and accurate. All legal consequences caused by the User's error in providing delivery information are entirely the User's responsibility and are not the responsibility of EDIK.
User understands that only the User has the right to use his/her own EDIK account to register or bind via the Proxy Address feature via the DANA Application and represents and guarantees that the User will not allow other parties to use the User's identity or account for any reason, unless permitted EDIK.
Users must maintain the security and confidentiality of their EDIK account password and OTP. In the event that there is disclosure of this matter, in any case that causes an unauthorized User of the User's EDIK account to register or bind the Proxy Address feature, then the request received for such unauthorized use will still be considered a valid request from the User and EDIK will process the request. The User understands that the User is fully responsible for any loss or damage arising from misuse of the User's EDIK account.
In the event that a User wishes to submit a complaint to EDIK regarding the use of the Proxy Address feature in the DANA Application, this can be done at the DANA Call Centre as follows:
Users are responsible for all transactions carried out via the DANA account using the Proxy Address feature in accordance with these Terms and Conditions, DANA Application Terms and Conditions, DANA Application Privacy Policy, as well as the provisions of applicable laws and regulations. Users agree not to abuse the Proxy Address feature for purposes that could harm EDIK and/or other DANA Users.
In the event that misuse is found or based on the provisions of applicable laws and regulations and/or at DANA's policy, EDIK can refuse registration, block and/or delete the Proxy Address and/or Proxy Address data held by EDIK. EDIK also may apply regulation, limitation and prohibition or other methods based on anti-money laundering and prevention of terrorist financing and/or other legal regulations so that preventive measures are necessary or reasonable to take in supervising every transaction.
By clicking to continue using the Proxy Address via the DANA Application, the User has agreed, read and understood the Terms and Conditions of the BI-FAST Proxy Address Feature in the DANA Application, General Terms and Conditions on the DANA Application, and the DANA Application Privacy Policy. These Terms and Conditions are an integral and inseparable part of the General Terms and Conditions on the DANA Application and the DANA Application Privacy Policy. Unless otherwise specified, all terms and/or terminology used in these Terms and Conditions will refer to the terms and/or terminology in the General Terms and Conditions on the DANA Application and the DANA Application Privacy Policy.